How to accumulate gold reserves in Victoria 3

Management of your gold reserves is an important part of your country's economy management in Victoria 3.

The gold reserve of your country can be considered as a physical stock of cash. After the repayment of all debts and expenses, the entire net income of your nation is used to increase the size of gold reserves.

In the same way, if your expenses exceed your net income, money is eliminated from your gold reserves for use.

How to increase your gold reserve in Victoria 3

To accumulate gold reserves, the net income of your country must exceed its expenses. Below are some tips on the accumulation of gold reserves.

Cover the balance of weekly income

All your expenses and income are calculated weekly in Victoria 3. The result of these calculations will lead either to an increase or to a decrease in the size of your gold reserves, depending on your expenses and income.

It also means that any investment that you make will bring weekly income. If your weekly balance is negative, the required balance will be paid at the expense of your gold reserves. If your gold supply runs out, this amount will be added to your debt.

/ Check your gold reserves limit

For each nation, there is a restriction on the maximum amount of cash, which they can have in their gold reserve. This limit is a soft limit. This means that an increase in the size of your gold reserve will require more and more money as it grows.

This means that the gold reserve of the country reaches large sizes. Adding 15 thousand to the gold reservation can increase its size by only 5 thousand. Thus, money is wasted in this process. Therefore, it is better to spend extra money (gold reserve) than to be wasted.

Avoid bankruptcy

Bankruptcy occurs when your country is drowning in debt, and there is no way to play them. Bankruptcy announcement should be your last tool. The consequences of the declaration of bankruptcy are as follows:

  • Over the next 10 years, the interest rate on the loan increases by 50%.
  • Over the next 10 years, you will earn 50 % less prestige points.
  • Over the next 10 years, your troops will have a 50% decrease in defensive and offensive power.
  • You will lose all your gold reserves.
  • In the next 10 years, administrative areas will be 50% less than the efficiency of construction.
  • The standard of living in your country is reduced.
  • The number of radicals increases in your nation.
  • The shareholders are unhappy.

Therefore, avoiding bankruptcy should be your main priority if you want to accumulate your gold reserves in Victoria 3.

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